Mortgages

First Time Buyers

If you are looking for a mortgage for the first time, the process can be very daunting.

Here at Safe Hands we will explain everything to you and take care of the whole process ensuring you get the most suitable deal and things complete as quickly as possible.

We have vast experience with first time buyers and can help with applications for help-to-buy, shared ownership and shared equity.

Homemovers

If you are looking to move home it can be a lot of work when you have to deal with not only the sale of your current home but the purchase of your new home.

At Safe Hands we can not only help arrange your new mortgage we have a great deal of experience in overseeing the whole process and liaising with Solicitors and Estate Agents helping to identify any problems early on and resolve them saving you time and stress!

Remortgage

Your mortgage is often the biggest monthly expenditure you have so moving to a better deal can have a big impact on your disposable income. Many mortgages come off a fixed deal and revert to a high variable interest rate, by Remortgaging you can make the most of the lower interest rates and often reduce both the term of your mortgage and your monthly payments.

Debt Consolidation

Your mortgage is often the biggest monthly expenditure you have so moving to a better deal can have a big impact on your disposable income. Many mortgages come off a fixed deal and revert to a high variable interest rate, by Remortgaging you can make the most of the lower interest rates and often reduce both the term of your mortgage and your monthly payments.

Bridging/Development Finance & Commercial Mortgages

We offer a specialist and comprehensive service for bridging/development mortgages and for commercial mortgages we act as introducers only.

Home Improvements

When buying a property it is often either as a home or an investment. Either way, it is important that the property is kept in good condition and in some case home improvement is the most sensible course of action.

Safe Hands can look at deals for you where you can borrow additional funds in order to carry out these home improvements or perhaps extend and improve so that you don’t need to move and can stay in your current home!

We have even had cases where our clients have borrowed additional funds to extend their home and still pay less every month on the same term due to the decrease in interest rates.

Buy To Lets

The buy-to-let industry has gone through some major changes and getting the right buy-to-let mortgage is essential to maximise your investment. Here at Safe Hands we can help you whether you are a first time landlord or a portfolio landlord and whether it’s a purchase or remortgage.

Some forms of buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.